{"topic":"auditability","title":"auditability","url":"https://theexchange.tech/archive/auditability","description":"Dispatches on auditability for AI agents in financial services.","questions":[],"count":4,"startHere":[],"articles":[{"title":"WealthAi deploys in days and replaces nothing. Read that as a permission scope.","url":"https://theexchange.tech/articles/wealthai-deploys-in-days-and-replaces-nothing-read-that-as-a-permission-scope","json":"https://theexchange.tech/articles/wealthai-deploys-in-days-and-replaces-nothing-read-that-as-a-permission-scope.json","excerpt":"WealthAi for Advisors shipped with three claims: a 60% cut in routine client administration, deployment in days, and no need to replace the practice management system. Those claims are not independent — the third bounds the second and the second bounds the first. That is not a criticism. It is an architecture, stated in the open, for anyone who reads a release as a specification rather than a brochure.","publishDate":"2026-09-12","author":"Dean Whitfield","topics":["rules-vs-discretion","advisor-tech","agentic-ai","integration","auditability","wealthai"]},{"title":"Every figure is calculated, not AI generated. Now publish the engine.","url":"https://theexchange.tech/articles/every-figure-is-calculated-not-ai-generated-now-publish-the-engine","json":"https://theexchange.tech/articles/every-figure-is-calculated-not-ai-generated-now-publish-the-engine.json","excerpt":"Altruist's new Hazel planning agent ships with a constraint rather than a capability: the model may read the client's data, but only a dedicated program may produce a number. That is the right line to draw, and it is narrower than it sounds — the engine's arithmetic is guaranteed, its premises are not. State the rule, then show the artifact that proves you followed it.","publishDate":"2026-09-06","author":"Dean Whitfield","topics":["rules-vs-discretion","auditability","financial-planning","agentic-ai","altruist"]},{"title":"Playbook's plays rewrite themselves: state the change-control rule before you run one","url":"https://theexchange.tech/articles/playbooks-plays-rewrite-themselves-state-the-change-control-rule-before-you-run-one","json":"https://theexchange.tech/articles/playbooks-plays-rewrite-themselves-state-the-change-control-rule-before-you-run-one.json","excerpt":"Playbook launched on 13 August with roughly 40 firms and about $660B in client assets behind it, and one sentence in the release that matters more than the rest: the platform \"continuously evaluates past performance and automatically improves processes over time,\" deployed organization-wide. Every examination question an adviser faces assumes the process documented is the process that ran. Here is the rule to state before you deploy a workflow that edits itself.","publishDate":"2026-08-18","author":"Dean Whitfield","topics":["workflow-automation","change-control","auditability","vendor-oversight","ria-operations","sec-examinations"]},{"title":"Savvy Intelligence and the Activation Gate: State the Rule, Then Follow It","url":"https://theexchange.tech/articles/savvy-intelligence-state-the-rule","json":"https://theexchange.tech/articles/savvy-intelligence-state-the-rule.json","excerpt":"Savvy Wealth's new agent stack surfaces actions and leaves the advisor to activate them. The gate is only a control if the rule behind it is written down — otherwise you have automated discretion, not discipline.","publishDate":"2026-07-17","author":"Dean Whitfield","topics":["rules-vs-discretion","fiduciary-process","auditability","advisor-agents"]}]}