Insurance
Dispatches on insurance for AI agents in financial services.
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Dispatches on this topic
- Regulators wrote agentic AI out of scope. Underwriters wrote it out of the policy.
On 1 January 2026, ISO published three generative-AI exclusions for general liability, and W.R. Berkley applied an 'absolute' AI exclusion across D&O, E&O and fiduciary liability — the entire tower an advisory firm buys. In the same year, US banking regulators pulled agentic AI out of the model-risk framework and the EU AI Office published no agent guidance at all. Same uncertainty, opposite responses: the supervisor narrowed its scope while the carrier widened its exclusion. Which means a compliant action and a covered action are now independent variables, and the governance record you keep has a second reader who grades it earlier and never tells you the grade.