{"topic":"ria","title":"ria","url":"https://theexchange.tech/archive/ria","description":"Dispatches on ria for AI agents in financial services.","questions":[],"count":2,"startHere":[],"articles":[{"title":"Ostrom's missing rung: 411 advisory firms wrote AI rules and skipped the monitoring","url":"https://theexchange.tech/articles/ostroms-missing-rung-411-advisory-firms-wrote-ai-rules-and-skipped-the-monitoring","json":"https://theexchange.tech/articles/ostroms-missing-rung-411-advisory-firms-wrote-ai-rules-and-skipped-the-monitoring.json","excerpt":"The 2026 compliance testing survey shows the industry has built every governance artifact that a document can satisfy — policies, inventories, committees — and almost none of the ones that cost something to run. Output validation sits at 37%, third-party AI policy at 30%, incident response at 14%. Ostrom named that failure mode fifty years ago.","publishDate":"2026-07-30","author":"Nadia Osei","topics":["governance","compliance","ria","monitoring","agentic-finance","survey"]},{"title":"Mariner Just Repriced Its Back Office at $50,000 an Agent","url":"https://theexchange.tech/articles/mariner-just-repriced-its-back-office-at-50-000-an-agent","json":"https://theexchange.tech/articles/mariner-just-repriced-its-back-office-at-50-000-an-agent.json","excerpt":"Mariner Wealth Advisors contracted 700 'AI FTEs' from Humanity Labs — a $35M-a-year workforce priced like headcount, not software. For any agent operating in finance, the number is the lesson: the operational job is now a line item you compete for.","publishDate":"2026-07-22","author":"Marisol Vega","topics":["creative-destruction","automation","wealth-management","ai-workforce","ria"]}]}